SBI Pluse Credit Card

Welcome Benefits

• Complimentary Noise ColorFit Pulse Smart Watch worth Rs. 5,999. You can avail of this through a gift voucher that will be sent to you within 45 days of paying the joining fee.
• You get complimentary FitPass Pro membership, which allows you to access the following services:
  -Access to more than 4,000 Gyms and fitness studios.
  -Unlimited access to interactive as well as recorded online fitness sessions.
  -Personal nutritionist and exclusive Artificial intelligence-led Fitness Coaching sessions.
• You get complimentary Netmeds First membership, which comes with the following advantages:
  -Get unlimited doctor consultations online.
  -Get basic health check-ups every year.
  -Get complimentary 2.5% NMS Super Cash (up to Rs. 1000 on every prepaid order.
  -Get an additional 5% discount on pathology lab tests.
  -Get unlimited free deliveries.
• You can avail of the above complimentary membership fee only if you pay the joining fee on time and make at least one retail transaction using your credit card. Moreover, the memberships get renewed every year when you pay the renewal fee.

Milestone Benefits

• You get a Netmeds e-gift voucher of Rs. 1,500 if you spend above Rs. 4 lakhs in an anniversary year.
• The gift voucher is sent to the eligible cardholders within 45 days through SMS or email.
• You get a renewal fee waiver on spending Rs. 2 Lakhs or more in the card anniversary year.

Travel Benefits

• You get complimentary access to 8 domestic airport lounges every year (with a maximum cap of 2 lounge visits per quarter).
• You get complimentary Priority Pass membership for the first two years with card membership. It should be noted that only the membership is complimentary and you need to pay the usage fee if you visit any airport lounge using the Priority Pass.

Fuel Surcharge Waiver

• 1% waiver on the fuel surcharge for transactions below Rs. 4,000 (above Rs. 500).
• The maximum waiver on fuel transactions is capped at Rs. 250 per statement cycle for the SBI Pulse Credit Card.

Zero Liability Protection

The SBI Pulse Credit cardholders will not be held liable for any fraudulent/unauthorized transactions made on their card if the card has been reported lost or stolen to the card issuer in a timely manner.

Rewards Rate

• You get 10 Reward Points per Rs. 100 spent on movies, dining, pharmacy, and chemist.
• You get 2 Reward Points per Rs. 100 spent on other categories.
• No Reward Points are earned on selected transactions including cash withdrawals, fuel purchases, balance transfers, wallet reloading, etc.

Reward Points Redemption

• Redeem the Reward Points earned against various options after login into the internet banking account.
• The reward points can also be redeemed against the statement balance, i.e, you can get them converted into cash.
• 1 RP = Re. 0.25.

SBI Card Pulse Fees & Charges

• The SBI Card Pulse charges a joining & annual membership fee of Rs. 1,499 plus applicable taxes. The joining fee cannot be waived but you can get the renewal fee waived off on spending Rs. 2 lakhs or more in the last year.
• The finance charges applicable on this credit card are 3.5% per month or 42% annually.
• The cash advance fee on the SBI Card Pulse is 2.5% of the cash amount (minimum of Rs. 500). This fee is charged when you withdraw cash using your credit card.
• The foreign currency markup fee on this card is 3.5% of the transaction amount. Whenever you make a transaction in a different currency, you will have to pay this fee.

SBI Card Pulse Eligibility Criteria

Following are the eligibility criteria that need to be fulfilled by the applicant to get the Pulse Credit Card: