IndusInd Legend Credit Card issued by the bank is a basic card that offers decent features but a good reward structure. Right now, you can avail this credit card with no annual fee. It is a lifetime free card offered by IndusInd Bank. For every transaction of Rs. 100, you get up to 1 reward point, and these points can be redeemed against an array of alternatives, including statement cash, Airmiles, products, gift vouchers, etc. Other than the regular reward points, you can earn 4,000 bonus reward points on achieving the annual milestone spend.
Fees & Charges :
- Joining Fee : Zero
- Renewal Fee : Zero
Best Suited For : Travel | Shopping
Features
- Get 2 reward points on weekend spends of INR 100.
- Unmatched priority pass membership.
- 4000 bonus Points on ₹6L+ spend in issuance yea
Welcome Offer
- There is a multitude of benefits to choose from.
- Movies: BOGO with upto 3 complimentary tickets monthly
Indusind Bank Legend Credit Card Reward points:
- Weekdays: 1RP/Rs.100 (1% value)
- Weekends: 2RP/Rs.100 (2% value)
- 1 RP = Rs.1
- 4000 bonus reward points on spends above 6 lacs from the card issue date. The bonus points will be credited post completion of 1 year.
So if you can spend 6 Lakhs in a year, all on weekends, this is what you get: Rs.16,000 as cash credit (Rs.12,000 Regular points + Rs.4,000 Bonus Points)
Milestone Benefit :
You can earn 4,000 bonus Reward Points on achieving a spend of Rs. 6 lakhs or more within one year from the card issuance date. Both primary and add-on spends are eligible to avail of this offer. The bonus point will be credited within 45 days of one year’s completion.
Other Benefits :
Apart from the above-mentioned benefits, you can also avail free movie tickets, Priority Pass membership and much more. Below mentioned are the details regarding the same:
Buy 1 Get 1 Movie Ticket Free: Buy one get one movie ticket free on bookings via BookMyShow. You can avail 1 free ticket of up to Rs. 200 off in a month and Rs. 50 off on food and beverages.
Priority Pass Program*: Complimentary Priority Pass Program for primary and add-on cardholders, giving access to 600+ lounges worldwide. Check 10 Airport Lounge Access Credit Cards in India 2024.
Domestic Lounge Access: 1 complimentary domestic airport lounge access every quarter.
Forex Markup Fee: The Legend credit card charges a low forex markup fee of 1.8% on your foreign currency transactions.
Fuel Surcharge Waiver: 1% fuel surcharge waiver on fuel spends of Rs. 400 to Rs. 4,000 at petrol pumps across India.
Auto Assist Services: Assistance for roadside repairs, battery service, lost keys, emergency towing services and fuel refill, accident management and medical help, etc.
Pros
- This is a lifetime free credit, which comes with no annual charges.
- You get a complimentary Priority Pass Membership, which is very useful for frequent fliers.
Cons
- There is only one BOGO offer per month with this card.
- There are no dining offers provided along with this credit card.
Key Features and Benefits :
- Earn 1 reward point for every ₹ 100 spent on Weekdays and earn 2 reward points for every ₹ 100 spent on Weekends.
- Exclusive Bonus Rewards: Earn 4000 Bonus Reward points on spending ₹ 6 lacs or more in a year
- Enjoy the benefit of Discounted Foreign Currency Mark up at 1.8% on foreign currency transactions done on your Primary & Add-on card
- Fuel Surcharge Waiver
FAQ’s :
Q1. What are the key features of the Legend Credit Card?
- 1 reward point for every Rs. 100 spent on weekdays
- 2 reward points for every Rs. 100 spent on weekends
- 4000 bonus reward points on spending Rs. 6 lacs or more in a year
- Benefit of Discounted Foreign Currency Mark up at 1.8% on foreign currency transactions done on your Primary & Add-on card
- Fuel surcharge waiver
Q2. How can I maximise benefits on my Legend Credit Card?
- Use your credit card often and preferably for all your purchases. It will give you more opportunities to earn reward points that you can redeem later
- Make the best use of the interest-free period on your credit card for big-ticket purchases
- Make use of the numerous perks offered on your credit card
- Do not use your credit card to withdraw money to save on cash withdrawal charges.
Q3. How can a customer redeem the reward points earned?
Customers can redeem their reward points for several benefits, including vouchers, air miles, paying your credit card bills, getting cashback on future purchases and a lot more.
Q4. What are the Fees and Charges applicable on the Legend Credit Card?
Interest charges are applicable if the total amount due is not paid off by the due date and late payment charges are levied if the minimum amount due is not paid by the due date. Please click here to know more about the fees and charges applicable on your Legend Credit Card.
