With the Kotak UPI RuPay Credit Card, you can easily make secure payments with your UPI application. Whether you are using Google Pay, PhonePe, BHIM, Slice, Paytm or any other app, you can securely make transactions through it by linking your Kotak UPI RuPay Credit Card with it. In recent times, RuPay Credit Cards have become popular in India with each and every passing day. This is due to the reason that you can link them to your UPI app and make payments on the go. You can only link your RuPay Cards to your app. This cannot be done for other network cards.
Kotak UPI RuPay Card UPI Advantages
Transform your smartphone into a versatile payment tool with this card. Compatible with all UPI-enabled apps, it ensures that your transactions are just a tap away, facilitating a hassle-free and cashless lifestyle.
- Conduct UPI transactions effortlessly using this credit card.
- Enjoy compatibility with all UPI applications.
Kotak UPI RuPay Card Usage Benefits
Empower your financial control by effortlessly adding the card to the mobile banking app. Access all necessary details and customise settings within the credit card section for a smooth and personalised spending experience.
- Easily initiate card usage.
- Log in to the Kotak Mobile Banking App.
- Check card details in the credit card section.
- Access card controls and settings under the card overview section.
Kotak UPI RuPay Card Additional Advantages
Effortlessly monitor your spending with instant access to your transaction history. This digital-first solution offers a wallet-free payment experience, catering to those who prioritise convenience and speed in their financial transactions.
- Track all spending with a simple click.
- Utilise the card for wallet-free payments.
Kotak UPI RuPay Credit Card Reward Advantages
Acknowledged as one of the premier rewards credit cards in India, it enables you to accumulate generous points on purchases with no limit on the rewards you can earn each cycle. Every transaction brings you closer to substantial cash rewards.
- Earn 3 Reward Points for every Rs. 100 spent.
- There is no maximum limit on Reward Points per statement cycle.
- Regular credit card transactions and UPI transactions contribute to reward point accumulation.
- Rs. 100 will be awarded for every 1,000 Reward Points.
- A minimum of 1,000 Reward Points is required for redemption.
Reward Redemption : 1000 Reward Points = Rs. 100
Rewards Rate : Earn 3 Reward Points Per Rs. 100 Spent
Pros
- You can earn reward points on your UPI spends with this card.
- Earn 3 Reward Points per spend of Rs. 100 made with this card.
Cons
- There are no welcome benefits associated with this card.
- Apart from reward points, there aren’t many benefits with this card.
Features and Benefits
Life Time Free RuPay Credit Card
The Kotak Mahindra Bank UPI Rupay Credit Card is a lifetime-free credit card. There are no joining or renewal fees associated with this card.
Virtual RuPay Credit Card
This is a virtual credit card, so you can easily make payments without having to physically carry your credit card with you at all times.
Link to UPI
You can easily link this credit card to your choice of UPI application, like Google Pay, Paytm, PhonePe, etc and make payments.
How to Access Your Virtual Kotak UPI RuPay Credit Card?
Here is how you can access your virtual Kotak UPI RuPay Credit Card-
- Simply log in to your Kotak Mahindra Bank App,
- Go to the “Credit Card” section,
- Go to the “Card Overview” to view your virtual credit card.
Eligibility Criteria for Kotak Bank UPI RuPay Credit Card
You would need to fulfil the following criteria to successfully apply for a Kotak Bank UPI RuPay Credit Card-
- Applicant must be a citizen of India,
- Applicant must be between the ages of 18 and 65,
- Applicant must be an existing Kotak Bank customer.
