IndusInd Bank Platinum RuPay Credit Card | Benefits, Fees & Charges, Eligibility Full Details

IndusInd Bank has launched its first RuPay Credit Card. This unique card will offer you 2 Reward Points for every Rs. 100 spent on UPI transactions. There has been a steady rise in banks offering RuPay Credit Cards. This is mainly because of the increasing popularity of the RuPay network and the ease of linking it with the UPI application of your choice. 

Fees & Charges :

Rewards Rate :

2 RPs for Every Rs 100 Spent on UPI. 1 RP for Each Rs 100 Non-UPI Transaction

Rewards Redemption Fee : Rs. 100

Features of IndusInd Bank Platinum RuPay Credit Card

• Conveniently link the credit card to popular UPI apps like BHIM, PhonePe, Paytm, and Google Pay for quick and secure transactions.
• Earn 2 Reward Points for every Rs.100 spent on UPI transactions.
• Earn 1 Reward Point for every Rs.100 spent on non-UPI transactions.
• Accumulate points for flexible redemption options, enhancing the value of your spending.
• Enjoy a 1% waiver on fuel surcharges at petrol pumps across India, providing savings on monthly fuel expenses. (Rs. 40 Monthly & Rs. 480 Annually)
• Cash Advance Charges 2.5% of the Total Transaction Amount or Rs. 300 Minimum
• Benefit from comprehensive travel insurance coverage in collaboration with The Oriental Insurance Company Ltd.
• Coverage includes protection against lost baggage, delayed baggage, loss of passport, lost ticket, and missed connections, ensuring peace of mind during travels.
• Monthly and annual savings through a petrol surcharge waiver, with potential savings based on assumed fuel usage, adding a practical benefit to cardholders.
• Coverage includes protection against unauthorized transactions in case of loss or theft of the card and protection against counterfeit fraud, ensuring a worry-free experience.
• Receive a complimentary personal air accident insurance cover of up to Rs.25 lakh, providing an additional layer of security.

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Documents Required for IndusInd Bank Platinum RuPay Credit Card :

Proof of Identity:

1. Passport
2. Aadhaar card
3. Voter ID
4. Driving license
5. PAN card

Proof of Address:

1. Aadhaar card
2. Utility bills (electricity, water, gas)
3. Rental agreement
4. Passport
5. Voter ID

Proof of Income:

1. Salary slips (for salaried individuals)
2. Income tax returns
3. Bank statements
4. Form 16

• Self-employed individuals may need to provide business financial statements, profit and loss statements, etc.

Pros

• You can use this credit card and make transactions with your UPI apps like Google Pay, Paytm, etc.  
• This is a lifetime free credit card with no annual or renewal charges.

Cons

• This card does not provide any lounge access or dining/movie benefits. 

How to Link Your Platinum RuPay Credit Card With UPI?

Quickly link your Platinum RuPay Credit Card on UPI in a few steps given below.

• Open your UPI app* BHIM, PhonePe, Paytm, or Google Pay.
• Select the option “Add Credit Card/Link Credit Card”
• Select Credit Card Issuer Bank (IndusInd Bank)
• Select your IndusInd Bank Platinum RuPay Credit Card
• Proceed to generate UPI PIN

FAQ’s :

1. How can I make payments using my IndusInd Bank Platinum RuPay Credit Card and UPI?Use popular UPI apps like BHIM, PhonePe, Paytm, or Google Pay to link your card and follow a straightforward process.
2. What rewards can I earn with my Platinum RuPay Credit Card on UPI transactions?Earn 2 Reward Points for every Rs.100 spent on UPI transactions and explore various redemption options.
3. Are there rewards for non-UPI transactions on the Platinum RuPay Credit Card?Yes, earn 1 Reward Point for every Rs.100 spent on non-UPI transactions.
4. What benefits does the IndusInd Bank Platinum RuPay Credit Card offer for travel insurance?Enjoy coverage for lost baggage, delayed baggage, loss of passport, lost ticket, and missed connections with the Oriental Insurance Company.
5. Can I redeem Reward Points earned on UPI transactions for travel benefits?Explore multiple reward redemption options, including potential travel benefits, with your Platinum RuPay Credit Card.

Also Read : ICICI Bank Lifetime Free Credit Card