SBI Simply Click Credit Card

SBI Simply Click Credit Card Benefits :

Rewards point benefits	Earn one reward point on every Rs.100 on other spends. Get 10x reward points for online purchases made at partner stores including Cleartrip, Bookmyshow, Dominos, Yatra, Myntra, EazyDiner, Netmeds and Apollo 24/7. 5X reward points on all other online spends.
Log-in Gift	On payment of annual fee of Rs.499 + applicable taxes, the card offers Amazon.in gift card worth Rs.500
Milestone rewards	Cleartrip e-vouchers worth Rs.2,000 each given on annual online spends of Rs.1 lakh and Rs.2 lakh.
Annual fee waiver	Spend Rs.1 lakh or more on your SBI SimplyCLICK credit card and the annual fee will be waived and Rs.499 will be reversed.
Wave and make payments	The card is enabled for contactless technology hence allows you to make payments by simply waving it at the retail terminals.
Fuel benefit	Receive a 1% fuel surcharge waiver on every fuel transaction between the amounts of Rs.500 and Rs.3,000, excluding other charges and GST.

Fees and Charges of SimplyCLICK SBI Card

Type of Charge	Fee
Annual fee	Rs.499
Renewal fee per annum	Rs.499 from second year onwards
Add-on fee per annum	Nil
Finance charge	Up to 3.50% per month (42% per annum)
Cash advance fee at domestic ATMs, international ATMs, and SBI ATMs	2.5% of the transaction amount or Rs.500 (whichever is higher)
Cash payment fee	Rs.250 + applicable taxes (from 1 September 2021)
Overlimit	2.5% of overlimit amount or Rs.600 (whichever is higher)
Balance Transfer	For 60 days rate of interest is 0% For 180 days rate of interest is 1.70% per annum
Late payment	Rs.0 to Rs.500: NIL Rs.500 to Rs.1,000: Rs.400 Rs.1,000 to Rs.10,000: Rs.750 Rs.10,000-Rs.25,000: Rs.950 Rs.25,000-Rs.50,000: Rs.1,100 Rs.50,000 and above: Rs.1,300
Payment dishonor fee	2% of the amount (minimum of Rs.500)
Cheque payment fee	Rs.100
Statement retrieval	Rs.100 per statement which is over 2 months old
Card replacement	Rs.100 to Rs.250
Fee for increasing credit limit	Rs.200 per request for increase
Dynamic and static conversion fee	3.50% (except for SBI Elite and Aurum credit cards) 1.99% SBI Elite and Aurum credit cards) These charges are applicable for transactions greater than or equal to Rs.1,000.
Network change fee	Rs.200 per request for network upgrade or network downgrade
Foreign currency transaction fee	3.50% (except for SBI Elite and SBI Aurum credit cards) 1.99% (SBI Elite and Aurum credit cards)
Rewards redemption fee	Rs.99 (only on cash redemption, gifts, and specific vouchers)
Overdue finance charge	3.65% per month (43.8% per annum)

Rewards point benefits	Earn one reward point on every Rs.100 on other spends. Get 10x reward points for online purchases made at partner stores including Cleartrip, Bookmyshow, Dominos, Yatra, Myntra, EazyDiner, Netmeds and Apollo 24/7. 5X reward points on all other online spends.
Log-in Gift	On payment of annual fee of Rs.499 + applicable taxes, the card offers Amazon.in gift card worth Rs.500
Milestone rewards	Cleartrip e-vouchers worth Rs.2,000 each given on annual online spends of Rs.1 lakh and Rs.2 lakh.
Annual fee waiver	Spend Rs.1 lakh or more on your SBI SimplyCLICK credit card and the annual fee will be waived and Rs.499 will be reversed.
Wave and make payments	The card is enabled for contactless technology hence allows you to make payments by simply waving it at the retail terminals.
Fuel benefit	Receive a 1% fuel surcharge waiver on every fuel transaction between the amounts of Rs.500 and Rs.3,000, excluding other charges and GST.

Type of Charge	Fee
Annual fee	Rs.499
Renewal fee per annum	Rs.499 from second year onwards
Add-on fee per annum	Nil
Finance charge	Up to 3.50% per month (42% per annum)
Cash advance fee at domestic ATMs, international ATMs, and SBI ATMs	2.5% of the transaction amount or Rs.500 (whichever is higher)
Cash payment fee	Rs.250 + applicable taxes (from 1 September 2021)
Overlimit	2.5% of overlimit amount or Rs.600 (whichever is higher)
Balance Transfer	For 60 days rate of interest is 0% For 180 days rate of interest is 1.70% per annum
Late payment	Rs.0 to Rs.500: NIL Rs.500 to Rs.1,000: Rs.400 Rs.1,000 to Rs.10,000: Rs.750 Rs.10,000-Rs.25,000: Rs.950 Rs.25,000-Rs.50,000: Rs.1,100 Rs.50,000 and above: Rs.1,300
Payment dishonor fee	2% of the amount (minimum of Rs.500)
Cheque payment fee	Rs.100
Statement retrieval	Rs.100 per statement which is over 2 months old
Card replacement	Rs.100 to Rs.250
Fee for increasing credit limit	Rs.200 per request for increase
Dynamic and static conversion fee	3.50% (except for SBI Elite and Aurum credit cards) 1.99% SBI Elite and Aurum credit cards) These charges are applicable for transactions greater than or equal to Rs.1,000.
Network change fee	Rs.200 per request for network upgrade or network downgrade
Foreign currency transaction fee	3.50% (except for SBI Elite and SBI Aurum credit cards) 1.99% (SBI Elite and Aurum credit cards)
Rewards redemption fee	Rs.99 (only on cash redemption, gifts, and specific vouchers)
Overdue finance charge	3.65% per month (43.8% per annum)

There are no reviews yet.

Be the first to review “SBI Simply Click Credit Card”