Yes Bank Credit Card

Rewards Rate

6 Reward Points for every Rs. 200 spent on Selected category, 12 Reward Points on every Rs. 200 spent on all other transactions and 24 Reward Points per Rs. 200 spent on travel and dining

Reward Redemption

Reward Points can be redeemed on the YesRewardz portal for hotel/flight/movie tickets booking and against purchases from the exclusive catalogue of products. Reward Points can also be redeemed against AirMIles (10 Reward Points = 1 InterMile / 1 Club Vistara Point).

 

Travel

3 complimentary domestic airport lounge visits per quarter at select airports across India, 6 complimentary international lounge access (outside India) with Priority Pass membership and travel offers on the Yes Privileges portal.

 

Golf

4 complimentary rounds of golf with green fee waived and 1 complimentary golf lesson per year at selected golf courses across the country under the MasterCardWorld Golf program.

Domestic Lounge Access

12 domestic lounge visits every year (3 per quarter) at select airports across India under the MasterCard Lounge program.

International Lounge Access

6 complimentary airport lounge access outside India with membership to the Priority Pass Program.

Category: Tag:
Fee TypeAmount
Joining/Annual FeeVaries from one card to another
Finance ChargesYES First Exclusive & YES Private: 2.99% p.m. (35.88% p.a.); Others: 3.80% p.m. (45.60% p.a.)*
Late Payment Fee
For outstanding AmountFee
Less than Rs. 101Nil
Rs. 101 to Rs. 500Rs. 100
Rs. 501 to Rs. 5,000Rs. 500
Rs. 5,001 to Rs. 25,000Rs. 750
Rs. 25,001 to Rs. 50,000Rs. 1,100
Above Rs. 50,000Rs. 1,200

 

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Movie & Dining

25% discount of movie tickets booked on BookMyShow (with a cap of Rs. 250 per month) and dining offers in select cities on the Yes Privileges portal.
24 Reward Points per Rs. 200 spent on dining and travel, capped at 5000 RPs per month

Rewards Rate

6 Reward Points for every Rs. 200 spent on Selected category, 12 Reward Points on every Rs. 200 spent on all other transactions and 24 Reward Points per Rs. 200 spent on travel and dining

Reward Redemption

Reward Points can be redeemed on the YesRewardz portal for hotel/flight/movie tickets booking and against purchases from the exclusive catalogue of products. Reward Points can also be redeemed against AirMIles (10 Reward Points = 1 InterMile / 1 Club Vistara Point).

 

Travel

3 complimentary domestic airport lounge visits per quarter at select airports across India, 6 complimentary international lounge access (outside India) with Priority Pass membership and travel offers on the Yes Privileges portal.

 

Golf

4 complimentary rounds of golf with green fee waived and 1 complimentary golf lesson per year at selected golf courses across the country under the MasterCardWorld Golf program.

Domestic Lounge Access

12 domestic lounge visits every year (3 per quarter) at select airports across India under the MasterCard Lounge program.

International Lounge Access

6 complimentary airport lounge access outside India with membership to the Priority Pass Program.

Insurance Benefits

Insurance coverage worth Rs. 3 crore in case the cardholder’s life is lost due to an air accident, medial insurance worth Rs. 50 lakh in case of emergency overseas hospitalization and a Credit Shield cover (up to Rs. 10 lakh) against outstanding card dues in the unfortunate event of death of the primary cardholder.

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