Credit Card

HPCL IDFC FIRST Power & Power Plus Credit Cards

IDFC First Bank has launched a co-branded credit card. There are two cards launched by IDFC First Bank in collaboration with Hindustan Petroleum Corporation Limited. When we talk about the IDFC Bank HPCL First Power Plus Credit Card, this credit card helps you save up to Rs. 18,500 annually, which roughly saves you around 175+ litres of fuel, i.e., you can get free fuel

This credit card has many other benefits such as welcome gifts worth Rs. 1,650. There is a low-joining fees of Rs. 499. This card has the most amazing lifestyle privileges such as complimentary domestic airport lounge access, up to 25% off on movie tickets, complimentary roadside assistance, and much more.

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Fees and Charges :

  • Joining Fee : Rs. 499 + GST
  • Renewal Fee : Rs. 499 + GST

Best Suited For : Fuel

Reward Type : Reward Points

Welcome Benefits : Up to Rs. 500 cash back on your 1st HPCL fuel transaction above Rs. 500 and up to 5% cashback (up to Rs. 1,000 capped) on the transaction value of the first EMI.

Movie & Dining

25% off on movie tickets up to Rs. 100 once per month and Rs. 150 discounts on all orders above Rs. 500 with Swiggy.

Rewards Rate : Save up to 5% as rewards on grocery and utility expenses of up to worth Rs. 2,000 per month, Save up to 5% as a reward on IDFC FIRST FASTag recharge max Rs. 1,000 per month, and 3X rewards on all other retail transactions.

Reward Redemption : 3X rewards are equal to 3 reward points for every Rs. 150 spent i.e.; 1 RP = Rs. 0.75, HPCL Fuel and LPG – 24 rewards points on every Rs. 150 spent on grocery and utility bill, and IDFC FIRST FASTag recharge – 30 rewards for every Rs. 150 spent.

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Lounge Access : 1 Complimentary Domestic Lounge Access Every Quarter (4 Each Year)

Eligibility Criteria for FIRST Power Plus Credit Card 

The following are the eligibility criteria that customers should fulfill to apply for FIRST Power Plus Credit Card: 

  • Should be Indian citizen  
  • Minimum age limit should be 21 years 
  • Annula income of the applicant should be Rs.3 lakh or more 
  • Applicants should not have any existing IDFC FIRST Bank credit card 
  • Must have 750+ credit score

Insurance Benefits :

The benefit of a personal accident loan cover of Rs. 2,00,000.


  • With this credit card, you get rewards on UPI transactions also.
  • The joining fee is quite affordable (Rs. 499).


  • For global travellers, this card doesn’t provide any international lounge access.

Card Details :

  • Save up to 6.5% on fuel spends with this credit card.
  • You get 4% as a reward on your HPCL fuel, and LPG spends (max capped at Rs. 10,000 per month), 1.5% as a payback reward with payment through the HP Pay App (capped at max. Rs. 5,000 per month), and 1% fuel surcharge waiver (capped at max. Rs. 10,0000 per month).
  • Save up to 5% as a reward on utility and grocery bills (max cap. Rs. 2,000 per month)
  • Save up to 5% as rewards on IDFC FIRST FASTag recharge (max cap Rs. 1,000 per month)
  • Get 3X rewards on all other miscellaneous retail transactions.
  • Complimentary domestic airport lounge access per quarter (minimum monthly spending of Rs. 5,000)
  • Get up to 25% off on movie tickets (Rs. 100 max cap per month)

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